Interest rate: Base interest: 0.05% a year. When you deposit a minimum of S$50 and make no withdrawal that month: 0.05% a year. OCBC Child Development Account (CDA) holders get an exclusive CDA.

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.

Terms and conditions

1. Enjoy a rate of 2.28% p.a. When you deposit money online into a Fixed Deposit/-i account. Stay home, stay safe, and enjoy great savings. Take advantage of this Fixed Deposit/-i promotion today!
2. Fixed Deposit High returns with fixed tenures of up to 60 months. Interest rate up to 2.38% p.a.
3. OCBC fixed deposit rates (Jan 2021) OCBC fixed deposit interest rates are lower than UOB’s, offering 0.45% p.a. For minimum $20,000 deposit for at least 12 months. RHB fixed deposit rates (Jan.

Deposit Details

Promotional interest rate of 0.35% p.a. for 12-month Singapore Dollar Time Deposits Promotion is valid for deposits of $20,000 – $999,999

Premier customers can receive 0.40% p.a. for 12-month Singapore Dollar Time Deposits with minimum deposit of $50,000

The placement amount must be in fresh funds only (i.e. the fund must not be transferred from existing OCBC Bank deposit accounts or in the form of OCBC cheques/cashiers' order/demand drafts)

Different periods of up to 36 months available at other rates

Click here to go to OCBC website for fixed deposit promotion details

Ocbc Fixed Deposit Rate Promotion

Click here to go to OCBC website for Premier customer fixed deposit promotion details

Historical Chart and Deposit Rates

Ocbc Bank Fixed Deposit Rate

* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $75,000 and 3 to 18 months tenure

OCBC current highest fixed deposit rate is 0.35% p.a. for 12 months tenure with minimum deposit of $20,000.

The current highest fixed deposit rate is a OCBC fixed deposit promotional rate

The current Money Lobang National Average Fixed Deposit Rates for March 2021 is 0.46% p.a.

The average monthly highest fixed deposit rate for OCBC since 2018 is 1.19% p.a.

Ocbc Fixed Deposit Rate For Corporate

OCBC runs fixed deposit promotional campaigns every month